{"id":102892,"date":"2023-08-31T12:10:54","date_gmt":"2023-08-31T10:10:54","guid":{"rendered":"https:\/\/www.mounthagen.de\/uncategorized\/sprechen-wir-doch-mal-ueber-geld-teil-2-geldanlagen-in-gruen\/"},"modified":"2024-08-15T09:28:23","modified_gmt":"2024-08-15T07:28:23","slug":"lets-talk-about-money-part-2-green-investments","status":"publish","type":"post","link":"https:\/\/staging.mounthagen.de\/en\/blog\/greenlifestyle\/lets-talk-about-money-part-2-green-investments\/","title":{"rendered":"Let\u2019s talk about money.  <i>Part 2: Green investments.<\/i>"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"102892\" class=\"elementor elementor-102892 elementor-101535\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c13ac6b e-flex e-con-boxed e-con e-parent\" data-id=\"2c13ac6b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-67172cb0 e-con-full e-flex e-con e-child\" data-id=\"67172cb0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57740102 e-con-full e-flex e-con e-child\" data-id=\"57740102\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-198affd9 elementor-align-center elementor-widget elementor-widget-post-info\" data-id=\"198affd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-4443ade elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<span class=\"elementor-post-info__terms-list-item\">Green Lifestyle<\/span>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ed8af0c elementor-widget elementor-widget-heading\" data-id=\"5ed8af0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Let\u2019s talk about money.  <i>Part 2: Green investments.<\/i><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13d964d8 elementor-widget elementor-widget-text-editor\" data-id=\"13d964d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The coffee is steaming and smells wonderful \u2013 and after I\u2019ve been avoiding it for a while now, it\u2019s definitely time to deal with the\u00a0<em>(tiring)<\/em>\u00a0topic of\u00a0<em>(my)<\/em>\u00a0finances. There are plenty of ways to invest money, so much is clear. And since money rules the world, everyone has a lever to make this world a little better.\u00a0<em>The only question is: How?<\/em><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b2761ac elementor-author-box--layout-image-above elementor-author-box--align-center elementor-author-box--avatar-yes elementor-author-box--name-yes elementor-author-box--biography-yes elementor-widget elementor-widget-author-box\" data-id=\"6b2761ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"author-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-author-box\">\n\t\t\t\t\t\t\t<div  class=\"elementor-author-box__avatar\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/staging.mounthagen.de\/wp-content\/uploads\/2024\/02\/cropped-cropped-Portrait-Kristin-120x120.png\" alt=\"Picture of Kristin Oldenburg\" loading=\"lazy\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-author-box__text\">\n\t\t\t\t\t\t\t\t\t<div >\n\t\t\t\t\t\t<h4 class=\"elementor-author-box__name\">\n\t\t\t\t\t\t\tKristin Oldenburg\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-author-box__bio\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23b0f68 elementor-align-center elementor-widget elementor-widget-post-info\" data-id=\"23b0f68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-4443ade elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-hashtag\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M440.667 182.109l7.143-40c1.313-7.355-4.342-14.109-11.813-14.109h-74.81l14.623-81.891C377.123 38.754 371.468 32 363.997 32h-40.632a12 12 0 0 0-11.813 9.891L296.175 128H197.54l14.623-81.891C213.477 38.754 207.822 32 200.35 32h-40.632a12 12 0 0 0-11.813 9.891L132.528 128H53.432a12 12 0 0 0-11.813 9.891l-7.143 40C33.163 185.246 38.818 192 46.289 192h74.81L98.242 320H19.146a12 12 0 0 0-11.813 9.891l-7.143 40C-1.123 377.246 4.532 384 12.003 384h74.81L72.19 465.891C70.877 473.246 76.532 480 84.003 480h40.632a12 12 0 0 0 11.813-9.891L151.826 384h98.634l-14.623 81.891C234.523 473.246 240.178 480 247.65 480h40.632a12 12 0 0 0 11.813-9.891L315.472 384h79.096a12 12 0 0 0 11.813-9.891l7.143-40c1.313-7.355-4.342-14.109-11.813-14.109h-74.81l22.857-128h79.096a12 12 0 0 0 11.813-9.891zM261.889 320h-98.634l22.857-128h98.634l-22.857 128z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<a href=\"https:\/\/staging.mounthagen.de\/en\/tags\/respect\/\" class=\"elementor-post-info__terms-list-item\">Respect<\/a>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a65e987 elementor-widget elementor-widget-text-editor\" data-id=\"5a65e987\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tphoto: towfiqu barbhuiya on unsplash\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b8f0d02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b8f0d02\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-485387d7\" data-id=\"485387d7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-6e24e40\" data-id=\"6e24e40\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f87acc3 elementor-widget elementor-widget-heading\" data-id=\"2f87acc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Let's ask the financial expert.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-ba5d5be\" data-id=\"ba5d5be\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-685f1bde elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"685f1bde\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-2b0d03c9\" data-id=\"2b0d03c9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-3e574fc3\" data-id=\"3e574fc3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a116816 elementor-widget elementor-widget-text-editor\" data-id=\"6a116816\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Hanna Hornberg is Director of Sustainable Investments, Impact Investing, and Alternative Investments at one of the leading investment houses in the German-speaking region. She also works as a lecturer at the European Business School. We asked her how she would deal with the topic of <em>\u201cgreen investments\u201d.<\/em><\/strong><\/p><p><em>\u201cIn business and on the stock market, there is no black and white, but &#8211; as in real life &#8211; all shades of gray. This also (and especially) applies to sustainable investments. Of course, you don&#8217;t want to have anything to do with weapons, environmentally harmful chemicals, non-transparent supply chains, dubious financial transactions, and the like. So: Either you have a trusted banker to advise you. Or you fight your way through imaginative, trustworthy appearing advertising brochures, web pages, and sometimes dust-dry legal texts.<\/em><\/p><p><em>Regardless of which path is chosen, you should determine the following points for yourself: How much money do you want to invest? Once or regularly? And what do you want to achieve or &#8211; almost more important &#8211; what do you not want? It is very helpful to establish focal points: Is it environmental protection? Is it social\/societal aspects? Or do you primarily want good and transparent corporate governance?<\/em><\/p><p><em>All aspects are justifiable, it should just not be too many at once, because then it will be increasingly difficult to find an appropriate target investment. Choose the topic that is closest to your heart! And then &#8211; inevitably &#8211; the search begins. In the end, however, don&#8217;t forget to pay attention to fees and compare all terms!\u201d (Hanna Hornberg, Feri AG)<\/em><\/p><p><strong>Which brings us to the topic of <em>\u201cWhat can you do as a small(er) investor?\u201d<\/em><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-410ba739\" data-id=\"410ba739\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcc327a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dcc327a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-a634989\" data-id=\"a634989\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-6a70493\" data-id=\"6a70493\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b8a173 elementor-widget elementor-widget-heading\" data-id=\"8b8a173\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The three simplest forms of investment.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-a394569\" data-id=\"a394569\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31044ee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31044ee\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-e30c2b8\" data-id=\"e30c2b8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-9a57949\" data-id=\"9a57949\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a8084fa elementor-widget elementor-widget-text-editor\" data-id=\"a8084fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em><strong>Despite the fact that we are not bankers, we are not advisors, and we are certainly not financial professionals, here&#8217;s a quick rundown of simple investment options.<\/strong><\/em><\/p><p><em><strong>1. The fixed deposit account.<\/strong> <\/em>This means you lend your money to a &#8211; green &#8211; bank for a fixed period of time and get interest for it. On the one hand, this form is very transparent and safe, because you know in advance what interest you will get. And the money is protected by the statutory deposit guarantee up to 100,000 euros, even if the bank goes bankrupt.<\/p><p><em><strong>2. Index funds, also called ETF.<\/strong> <\/em>With an index fund, you do not invest in just one company, but in many different ones. In the case of an index fund, it is \u201conly\u201d the companies in the corresponding index: So, in the DAX, for example, are the 40 largest companies in the German stock market. Or in the case of the MSCI World, which reflects the performance of corporations from 23 industrialized countries, are more than 1,500 companies around the world <em>(as of June 6, 2023).*<\/em><\/p><p><em><strong>3. Managed funds.<\/strong><\/em> This is where your trusted banker or fund manager comes into play. They decide <em>(according to your criteria)<\/em> in which funds to invest. Whereby it is usually about maximum return <em>(and of course you also have to pay the fund manager for his work).<\/em><\/p><p><em><strong>This is a very short overview of the simplest investment options.<\/strong><\/em> In the end of this article, you find some links if you are interested to dive deeper into this topic. It is definitely worth a browse.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-53d852c\" data-id=\"53d852c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f319a12 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f319a12\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-396565f\" data-id=\"396565f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-b493d0f\" data-id=\"b493d0f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8fc1a40 elementor-widget elementor-widget-heading\" data-id=\"8fc1a40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">And the anti-greenwash formula...?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-c912a7e\" data-id=\"c912a7e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2096626 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2096626\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-91a47c0\" data-id=\"91a47c0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-0da9817\" data-id=\"0da9817\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f1413ad elementor-widget elementor-widget-text-editor\" data-id=\"f1413ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em><strong>If there is one, it is called: Check. Check again.<\/strong> <\/em>And then again. Pretty brochures with romantic forest views or sunflowers on the cover simply mean nothing. Instead, take a look at the so-called <em>\u201cobligatory information sheets\u201d.<\/em> They are binding and legally effective. This means that what is written here must be true or verifiable. The <em>\u201cFair Funds\u201d<\/em> platform <em>(see link below)<\/em> is a good source of information. There is a database where you can see whether and to what extent the fund contains <em>\u201ccontroversial companies\u201d.<\/em><\/p><p><em><strong>That&#8217;s a lot of information for a morning coffee. But it&#8217;s not an easy subject, especially if you don&#8217;t want to invest in fighter jets, nuclear power plants, or glyphosate. But the effort pays off &#8211; in the truest sense of the word. Of course, all our information applies explicitly to Germany &#8211; but it&#8217;s a good inspiration no matter where in the world you&#8217;re sitting and enjoying your coffee.<\/strong><\/em><\/p><p><strong><em>Source:<\/em><\/strong><br \/>*<a href=\"https:\/\/www.handelsblatt.com\/finanzen\/anlagestrategie\/fonds-etf\/msci-world-welcher-ist-der-beste-etf-auf-den-weltindex\/29166956.html\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">www.handelsblatt.com\/finanzen\/anlagestrategie\/fonds-etf\/msci-world-welcher-ist-der-beste-etf-auf-den-weltindex\/29166956.html<\/a><\/p><p><em><strong>Linklist:<\/strong><\/em><br \/><em><a href=\"https:\/\/www.handelsblatt.com\/finanzen\/etf-portfolio-erstellen-einfache-anleitung-fuer-anleger-in-sechs-schritten\/28168128.html\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">www.handelsblatt.com\/finanzen\/etf-portfolio-erstellen-einfache-anleitung-fuer-anleger-in-sechs-schritten\/28168128.html<\/a><\/em><br \/><em><a href=\"https:\/\/www.test.de\/Fonds-im-Test-Fuenf-Punkte-fuer-die-Besten-4331006-tabelle\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">www.test.de\/Fonds-im-Test-Fuenf-Punkte-fuer-die-Besten-4331006-tabelle\/<\/a><\/em><br \/><em><a href=\"https:\/\/utopia.de\/ratgeber\/gruene-geldanlagen-so-sparst-du-nachhaltig\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">utopia.de\/ratgeber\/gruene-geldanlagen-so-sparst-du-nachhaltig\/<\/a><\/em><br \/><em><a href=\"https:\/\/www.geld-bewegt.de\/sites\/default\/files\/2018-07\/Broschuere-ethisch-oekologische-Geldanlage_2018.pdf\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">www.geld-bewegt.de\/sites\/default\/files\/2018-07\/Broschuere-ethisch-oekologische-Geldanlage_2018.pdf<\/a><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-d62f165\" data-id=\"d62f165\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p><b><I>Is it possible to do something for capital formation even on a small budget? And if so, is there a green way to do it?<\/I><\/b> In other words: in an ecologically sensible and socially ethical way? It is possible, but not as easy as one might hope. That&#8217;s why we asked someone who should know: Hanna Hornberg, an expert in sustainability, impact investing, and alternative investments.<\/p>\n","protected":false},"author":3,"featured_media":108295,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[144],"tags":[69],"custom_tag":[165],"class_list":["post-102892","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-greenlifestyle","tag-respect","custom_tag-morning-coffee-reading"],"acf":[],"_links":{"self":[{"href":"https:\/\/staging.mounthagen.de\/en\/wp-json\/wp\/v2\/posts\/102892","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.mounthagen.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.mounthagen.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.mounthagen.de\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.mounthagen.de\/en\/wp-json\/wp\/v2\/comments?post=102892"}],"version-history":[{"count":0,"href":"https:\/\/staging.mounthagen.de\/en\/wp-json\/wp\/v2\/posts\/102892\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.mounthagen.de\/en\/wp-json\/wp\/v2\/media\/108295"}],"wp:attachment":[{"href":"https:\/\/staging.mounthagen.de\/en\/wp-json\/wp\/v2\/media?parent=102892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.mounthagen.de\/en\/wp-json\/wp\/v2\/categories?post=102892"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.mounthagen.de\/en\/wp-json\/wp\/v2\/tags?post=102892"},{"taxonomy":"custom_tag","embeddable":true,"href":"https:\/\/staging.mounthagen.de\/en\/wp-json\/wp\/v2\/custom_tag?post=102892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}